Credit quality

Opus returns to profitability despite ongoing challenges

04/24/17

The California company's credit issues eased some in the first quarter, though earnings were down from a year earlier due to charges tied to cost cutting and reductions in three loan categories.

[more]

Associated Banc-Corp. hits growth targets, reports CRA upgrade

04/20/17

The Wisconsin regional's profits rose 35% in the first quarter on healthy loan growth, wider margins and an improved efficiency ratio while saying its "satisfactory" CRA rating had been restored.

[more]

Dodd-Frank is not the enemy. Bad loans are

04/20/17

At the heart of the push to roll back the Dodd-Frank Act are claims that the 2010 reform law is killing lending. But these assertions should be backed by data.

[more]

Defying predictions, credit quality keeps improving at many banks

04/19/17

Huntington, Wintrust and Eagle reported extremely low quarterly chargeoff ratios, and their CEOs say they remain confident about the future. But, as one observer says, "ultimately some sector is going to get overextended."

[more]

Comerica profits rise as rebound from energy woes continues

04/18/17

Earnings at the Dallas-based company more than tripled because of a big improvement in credit quality, higher fee income and other factors.

[more]

First Horizon's earnings rise on loan growth, cost control

04/13/17

The Memphis, Tenn., also reported an improvement in credit quality during the first quarter.

[more]

'Vindictive warlock hunt': Comments of the week

04/07/17

Reader reactions to criticism of Jamie Dimon, the House GOP ganging up on Richard Cordray, a bank's decision to part with Excel to measure credit losses, and more.

[more]

Why this bank is ready to ditch Excel for calculating reserves

04/04/17

First Commonwealth in Pennsylvania is turning to a third party’s specialized software as the CECL standard makes forecasting credit losses more complicated. Other banks could follow.

[more]

The hazards of consumer choice in banking

03/31/17

Policymakers speak of expanding consumer choice, but for the vast majority of borrowers and investors, standardizing choices that make the most financial sense has greater merit.

[more]

Will change to credit reports reshape how banks vet borrowers?

03/30/17

The credit bureaus will change the way they include information about tax liens and civil judgments in credit reports. This could spur lenders' use of alternative credit data.

[more]