Consumer lending

Subprime auto lenders put on notice over ties to shady dealers

04/21/17

A $26 million settlement by Santander Consumer is shining a light on the hard-to-measure problem of auto dealer fraud, while also raising questions about the adequacy of lenders' efforts to combat bad behavior.

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Dodd-Frank is not the enemy. Bad loans are

04/20/17

At the heart of the push to roll back the Dodd-Frank Act are claims that the 2010 reform law is killing lending. But these assertions should be backed by data.

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U.S. Bancorp's Cecere grilled on costs, auto risk in first call as CEO

04/19/17

New boss Andy Cecere's first year on the job will likely be defined by how he tackles the challenges in front of him, including keeping the company’s highly watched efficiency ratio in check and managing pitfalls in auto-lease financing.

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Lawmakers push for tougher disclosures on energy loans

04/18/17

Lawmakers from both political parties are increasingly interested in forcing lenders that offer loans to upgrade home heating and cooling systems to issue better disclosures, a prospect that has some in the industry nervous.

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Rise in consumer loans soothes the pain of a C&I slowdown

04/18/17

The hand-wringing over business lending has overshadowed the fact that consumer lending — particularly for regional banks — has become a strong and steady engine of growth.

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Why B of A's Moynihan is confident about bank lending

04/18/17

Bank of America's year-over-year loan growth was slow, but parts of its commercial and U.S. consumer businesses were strong, prompting optimism from the CEO in the face of lackluster numbers across banking so far this earnings season.

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Banks' technology woes are short-lived

04/18/17

Traditional banks’ budgets for growth and transformation have been virtually non-existent since the financial crisis. In the new political and economic climate, traditional banks will gain the resources they need to innovate.

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Rate hike, hedging strategies boost Regions Bank's 1Q earnings

04/18/17

The Birmingham, Ala., company's profit climbed 8% as as higher market interest rates and investment securities balances offset lower average loan balances.

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Synovus' 1Q profit climbs 39% on surge in consumer, commercial loans

04/18/17

The Columbus, Ga,, company also announced late Monday that it is buying the credit card assets and brokered deposits of the retailer Cabela's and will then sell the card portfolio to Capital One.

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'This is child's play': Comments of the week

04/14/17

Readers weigh in on a notable OCC personnel change, the Scottrade breach, the ability of corporate owners to still be anonymous and more.

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