Community banking

M&A secret: Trim the fat before buying someone else

03/17/17

A vital first step for banks looking to grow through mergers and acquisitions is to shrink.

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The Trump plan that may hurt red state bankers

03/16/17

President Trump’s first budget blueprint calls for the elimination of the Treasury’s Community Development Financial Institution grant program, a fund that has traditionally enjoyed bipartisan support but that conservatives have criticized as wasteful.

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Here comes the new wave of de novos

03/15/17

Numerous investor groups have submitted applications in recent months to open new banks. While far from a surge, the filings show that bankers are warming up to the idea of new charters. Here is a look at many of those efforts.

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Small banks to pass Fed rate hike on to depositors; big banks sit tight

03/15/17

Banks of all stripes are cheering what the Federal Reserve’s accelerated rate increases promise for net interest income, but big banks and small banks have conflicting notions about how they want to price deposits in the coming months.

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Capital Bank Financial said to weigh a sale after approach

03/15/17

Capital Bank Financial in Charlotte is working with advisers to explore a sale after receiving an unsolicited approach, people familiar with the matter said.

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Community Banks with the Largest Portfolios of Home Equity Loans

03/13/17

On Dec. 31, 2017. Dollars in thousands.

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Community Banks with the Largest Farm Loan Portfolios

03/13/17

On Dec. 31, 2016. Dollars in thousands.

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'More than parties and pretty pictures': Comments of the week

03/10/17

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

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What’s behind the curious rise in bank auditing woes?

03/09/17

A number of small banks have disclosed material weaknesses in loan-loss accounting and other procedures. Reasons vary, but a common thread appears to be that accounting firms are facing pressure to beef up their scrutiny of internal controls in financial services.

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How regulations drove a digital bank into unlikely hands

03/08/17

The tiny Flagship Bank has made an unusual bet in agreeing to pay 20 times current capital to buy BankMobile, but the same Durbin amendment that prompted Customers Bancorp to sell the unit also made Flagship the ideal buyer.

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