Community banking

Balance-sheet dilemma: Cut long-rate exposure, or pay up for deposits?

10/24/17

Banks are swapping out long-term holdings for short-term securities to manage interest rate risk. But in the process, they are sacrificing yield — and ammo they might need to pay more for deposits to retain customers.

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Higher costs, MSR loss weigh down Flagstar's quarterly results

10/24/17

The Michigan company's third-quarter results were down slightly from a year earlier despite increased commercial lending and a wider net interest margin.

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How four community bank CEOs are navigating difficult times

10/24/17

For community bankers, the current environment is more challenging than ever, with high regulatory burden and tough competition. Four bank CEOs sat down to discuss the future of the industry, and what they are hoping may change.

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Stars aligning for more bank debt sales

10/23/17

Increased investor appetite and the emergence of specialized debt ratings are expected to spur demand, and community banks are looking for ways to fund expansion and hedge against future economic downturns.

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Customers in Pa. to report large decline in quarterly profit

10/23/17

The company, which will officially report results later this week, took hits tied to its planned spinoff of BankMobile and losses tied to an overseas investment.

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Customers Bank takes second shot at spinning off mobile bank unit

10/20/17

The Wyomissing, Pa.-based firm is forgoing cash offers in favor of a more complicated plan that involves spinning the unit off to shareholders, who will then trade their stakes for shares in a Clearwater,Fla-based community bank in a tax-free exchange.

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‘Before hitting the panic button…’: Comments of the week

10/19/17

Readers weigh in on online lending growth, how President Trump’s healthcare policies affect lenders, regulation’s effects on community banks and more.

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Amazon’s grocery expansion a threat to CRE, banks fear

10/19/17

With online retailers beginning to challenge the dominance of brick-and-mortar grocery stores, CRE loans to strip mails anchored by them look riskier.

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