Where the small-bank lobby will focus next


Congress granted banks significant reg relief last year, but incoming ICBA Chairman Preston Kennedy says a lighter touch is needed with Bank Secrecy Act rules, loan-loss modeling and call reports.


BB&T-SunTrust back story, Citi and JPM vs. fintechs, CECL trouble: Top stories of the week


BB&T-SunTrust deal came together with remarkable speed; Citi and Chase take on fintechs at their own game; CECL spells trouble for small banks, consumers; and more from this week’s most-read stories.


CECL spells trouble for small banks, consumers


The new accounting standard won’t make community institutions safer, though implementation is proving burdensome and could restrict access to credit, argues Rep. Blaine Luetkemeyer.


Capital levels are just right, Powell tells House members


Addressing lawmakers for the second straight day, the Fed chairman defended his agency’s refinements to the post-crisis regime.


Consumer lenders could feel most pain from CECL


Credit card issuers would have to set aside more in reserves because of higher loss histories, according to research by Keefe, Bruyette & Woods on the impact of the new loan-loss standard.


House lawmaker warns of CECL's impact on Fannie, Freddie


Rep. Blaine Luetkemeyer, R-Mo., told the mortgage giants' chief federal regulator that the Financial Accounting Standards Board’s new model for estimating loan losses could pose risk across the mortgage market.


BB&T-SunTrust, GSE reform's QM problem, Swift's Ripple response: Top stories of the week


Wide coverage of the mega-deal between BB&T and SunTrust; GSE reform, CFPB underwriting rule are on collision course; Swift showing more swagger in its rivalry with Ripple; and more from this week's most-read stories.


Community banks still aren’t ready for CECL


Despite recent chatter about a delay, there’s reason to believe the Current Expected Credit Losses accounting standard will go into effect next year. Regulators should do more to help smaller institutions prepare.


Shorter terms, higher rates: How CECL could upend lending


Bankers weigh their options in mortgage and CRE lending as implementation of a new accounting standard nears.


Banks' marketing blitz, Wells' penance, brokered deposits: Top stories of the week


Banks spend heavily on marketing to win deposits, push digital; Wells Fargo bends to critics in its latest response to scandals; FDIC review of brokered deposits has big implications for branches; and more from this week's most-read stories.