Bankruptcy Blogs

Ideas on the table for ending the too-big-to-fail problem won't work, so the only solution is a "leverage" ratio and continuous exams to ensure big banks never get in trouble in the first place.

Receiving Wide Coverage ...

Here Comes the Fintech Regulation…: The U.S. Treasury Department released a paper Tuesday urging the need for greater transparency in the online lending industry through stronger regulatory oversight. The FT cited it as the first attempt by a U.S. regulator to produce a framework for an industry that emerged during the financial crisis. That marketplace lenders and other fintech companies are subject to far less regulatory scrutiny compared to legacy financial institutions...

Key factors point to marketplace lenders rebounding from their recent setbacks and continuing their growth.

If alternative small business lenders don't get engaged in the regulatory dialogue, they risk letting a few bad apples determine their fate.

Receiving Wide Coverage ...

Growing Pains: The toppling of Lending Club chief executive Renaud Laplanche Monday is sure to bring heightened investor scrutiny and concerns about the peer-to-peer business model of the broader online lending industry, which has already been reporting slowing investor demand for loans or drops in lending volume this year, and now needs to prove its members won't be the ones getting disrupted, the Journal says. Legacy banking institutions have been welcoming to...