Bankruptcy Blogs

Community banks stand to gain from blockchain — if they work together

08/14/17

Collaboration will help make up for cost concerns from adopting the technology and ensure that the core vendors get the message of community banks’ interest.

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CenterState to reach $10B in assets with two acquisitions

08/14/17

The Florida company will pay nearly $600 million to buy HCBF Holding and Sunshine Bancorp.

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Blame D.C. for decline of bank holding companies: KBW's Michaud

08/14/17

Two small banks recently announced plans to ditch their holding companies, but more could be on the way, says KBW CEO Tom Michaud. A big reason why is that regulators haven't gone far enough in "harmonizing their approach" to oversight, he said.

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Six myths about ILCs, corrected

08/14/17

As the interest of fintech firms in the banking system brings a focus on the industrial bank charter once again to Washington, it is necessary to dispel a few misconceptions.

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Wells faces lawsuits; Bitcoin tops $4,000

08/14/17

Bank accused of overcharging small-business credit card customers; is digital currency an investment vehicle ot just a currency?

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Bank buyers are afraid to load up on CRE, right? Wrong.

08/11/17

Lenders say they are eager to reduce their exposure to CRE, but an examination of recent deals shows just how hard that can be.

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Two North Dakota community banks to merge

08/11/17

A deal between Pembina County Bankshares and Drayton Bancor would combine two small banks that operate on both sides of the North Dakota-Minnesota border.

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Small banks’ fintech efforts held back by Volcker Rule

08/11/17

The Dodd-Frank Act’s Volcker Rule was meant to protect the financial system, but it is also stopping community banks from investing in funds focusing on fintech.

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What JPMorgan's latest moves reveal about online lending's future

08/11/17

The $2.6 trillion-asset bank's recent commitment to digital lending augurs the development of a two-tier market for borrowers who want fast access to cash.

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Setting the record straight on why leverage ratio must change

08/11/17

Having a leverage ratio as a backstop to risk-based capital requirements is sound, but the way it is currently calibrated is having a dramatic effect on financial markets.

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