Bankruptcy Blogs

Fed won't move on CRA reform this year: Otting

11/20/19

The Comptroller of the Currency said the Federal Reserve had disagreements with the metrics of a pending proposal to revamp the Community Reinvestment Act.

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How Rabobank turned employees into bot-creating ‘citizen coders’

11/20/19

Employees at first feared the process might eventually lead to the elimination of their jobs. Ultimately, however, the bots let employees focus on more important tasks, the bank says.

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Santander pivots to Americas as growth in Europe stalls

11/20/19

Ana Botin, the Spanish banking giant's chairman, is counting on Santander's new digital platform to help drive expansion in the U.S. and Latin America.

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How about educating the student before the loan?

11/20/19

Several proposals in Congress requiring clear disclosures on student loans could help lower defaults.

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Seacoast in Fla. revisits familiar territory with First Bank purchase

11/20/19

The deal is Seacoast's third acquisition of a bank with operations in Palm Beach County.

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Fidelity wins crypto custody charter; HSBC plans restructuring

11/20/19

The charter may provide greater confidence for digital currency investors; bank expects to make large-scale job cuts in its global banking and markets unit.

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How do I get the title to my car?

11/20/19

When you borrow money against a vehicle the lender places a lien on the Certificate of Title.  This is called taking a security interest, where the vehicle becomes collateral, guaranteeing you will repay the loan.  A security interest allows the lienholder to repossess the vehicle if you do not make your payments on time.  That seems fair.

What happens after you pay all the money you owe?

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How do I get the title to my car?

11/20/19

When you borrow money against a vehicle the lender places a lien on the Certificate of Title.  This is called taking a security interest, where the vehicle becomes collateral, guaranteeing you will repay the loan.  A security interest allows the lienholder to repossess the vehicle if you do not make your payments on time.  That seems fair.

What happens after you pay all the money you owe?

[more]

As faster payments proliferate, is there a business case for banks?

11/20/19

If the deployment of faster payments came with a guarantee to boost a financial institution's bottom line, more banks and businesses would likely invest in bringing their legacy systems into a new age.

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