Banks shouldn't count on overdraft fees forever
Two trends — competition from challenger banks and the emergence of real-time payments — threaten to eat away at the fees banks collect on overdrafts and bounced checks. ... Read full article
News Topic: Big Ideas
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Regulatory competition is hot again — and that’s worrisome
Before the financial crisis, federal and state regulators unabashedly pitched their charters to banks as the better choice. That's happening again, despite warnings that such jousting might result in lax oversight. ... Read full article
The peril — and promise — of quantum computing
The technology does not yet exist, but in the not-too-distant future it could fundamentally transform how many organizations do business. ... Read full article
Building a safety net for when the consumer debt balloon pops
LendStreet is looking to break the circle of debt that often arises when struggling borrowers try to consolidate what they owe. ... Read full article
9 big ideas for 2019
From the end of overdraft fees to the rise of banks that watch their customers' every move, there are several new banking trends on the horizon in 2019. ... Read full article
Banks need to think outside the app
Banks need to stake out a presence on platforms that have nothing to do with banking. ... Read full article
Why banks should stress-test for climate change
Bank portfolios are chock full of loans to industries — think agriculture, tourism, real estate and energy — that could be particularly hard hit by warming temperatures. Some large banks are engaging in "scenario analysis" to mitigate the risk. ... Read full article
9 big ideas for 2019
From the end of overdraft fees to the rise of banks that watch their customers' every move, there are several new banking trends on the horizon in 2019. ... Read full article
The bank that watches your every move
One bank is tracking the habits of its 4.4 million customers, giving them discounts on services if they visit the gym or get a flu shot. Other companies may soon follow suit. ... Read full article
In 2019, customers may (finally) get some control of their financial data
Several fintechs are testing apps that let customers gain more say over how third parties use their data — and hope to one day be able to give them the power to revoke access to it entirely. ... Read full article