BankThink

FHA Tightened Enforcement During Stevens' Tenure

08/19/11

American Banker challenged the enforcement record of the FHA under the leadership of former commissioner David Stevens. During this period the program took important steps to reduce its risk.

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Overemphasis on Coaching Kills Sales at Bank Branches

08/18/11

While coaching is important, it would appear that "leading by example" is significantly more important.

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Recovery Plans Need More Attention than Living Wills

08/18/11

Why so much focus on resolution rather than encouraging, or requiring, the systemically important financial institutions to develop proper plans for crisis recovery?

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There's a Better Alternative to Government-as-Slumlord

08/17/11

The most important ingredient in any major government-initiated, tenant-to-homeownership program is the commitment of the tenant/homeowner, not the paternalism of the government.

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Perry, Round 2: Next Time, Gov, Stick to Substance

08/17/11

The Texan presidential hopeful must learn to put policy over hyperbole when he speaks about Ben Bernanke or the Federal Reserve.

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Data Insecurity Is a Systemic Threat

08/16/11

Recent bank data breaches have been so severe as to merit mentioning in the first annual report from the Financial Stability Oversight Council as a potential systemic threat.

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Dear Gov. Perry: Bernanke Is No Traitor

08/16/11

The GOP presidential hopeful went too far in suggesting that Bernanke's policies are "treasonous."

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Turning a Profit Will Come Down to Staff Cuts

08/15/11

Consolidation has failed to reduce employment and increase efficiency. Even after many mergers and acquisitions, industry expenses are high and profit is anemic.

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How to Break the Winner's Curse

08/12/11

Buyers hold more of the cards in M&A, but often misplay them. Strict pricing and a stricter board are essential to avoid being fleeced.

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Complex Structured Notes Are a Lurking Liability for Banks

08/11/11

Regulators should be aware of the role banks play in steering these products into pension, endowment and foundation portfolios.

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