BankThink

Call Blockchain Developers What They Are: Fiduciaries

08/09/16

The DAO heist and subsequent reversal of funds on the Ethereum blockchain demonstrate why developers and miners of public blockchains should have more accountability.

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How Can Trump Support Deregulation and Glass-Steagall?

08/09/16

At best, the proposal to restore Glass-Steagall is outreach to Bernie Sanders supporters. But at worst, it suggests the GOP candidate isn't as anti-regulation as he claims to be.

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Morning Scan: Barclays Settles Libor Suit; Lending Club Woes

08/09/16

Receiving Wide Coverage ...

Barclays settles again: Barclays Bank agreed to pay $100 million to settle charges by 43 states and the District of Columbia that it tried to manipulate the London interbank offered rate thereby defrauding government entities and nonprofits out of millions of dollars. The settlement comes roughly four years after the British bank paid $450 million to settle similar claims brought by federal and British authorities. Wall Street Journal, New York Times ...

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'Commercial' Bank Is Misnomer. 'Real Estate' Bank Is More Apt

08/08/16

The biggest change in banking in the last 60 years is the shift in balance sheets from business lending to real estate finance and therefore more risk tied to volatile real estate prices.

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Stop Treating Your Regulatory Problems with Band-Aids

08/08/16

With supervisory pressures continuing to mount, a piecemeal approach to handling banksÂ' regulatory demands is costly and ineffective.

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Morning Scan: Online Lenders Set to Report; Trump's Team

08/08/16

Receiving Wide Coverage ...

Trump taps bankers: GOP presidential nominee Donald Trump announced his economic team ahead of a major economic speech in Detroit Monday. The 13-member group is heavily weighted with developers, hedge fund managers and investment bankers, including hedge-fund billionaire John Paulson and Thomas Barrack, founder of Colony Capital. Many have done business with Trump previously. Notably absent are people from Silicon Valley, academia or economics. But there is at least one community banker...

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Fishing for Customers Starts Before the Ad

08/05/16

Banks must use analytics Â-- rather than customer surveys Â-- to determine what does and what does not inspire prospects to become customers.

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Forcing Creditors to Take Losses Is How We'll End TBTF

08/05/16

The solution to "too big to fail" is requiring all creditors, other than insured depositors, to face the risk of loss so that neither the FDIC nor taxpayers lose any money.

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Women in Banking: Maternity Leave, Likability, Role Models on Wall Street

08/04/16

The 30% Club's Brenda Trenowden talks about the need for more female role models in banking; Barbara Byrne and Sallie Krawcheck talk about successful women "rubbing people the wrong way"; and backers and advisers of the new movie Equity talk about being pregnant on Wall Street. Also Digital Asset Holdings staffs up with RBS and JPMorgan executives.

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How to Explain the Sudden Boom in Bank Lending

08/04/16

The impressive loan growth in the second quarter is surprising in an economy that grew by 1.2% in the second quarter and by only 0.8% in the first quarter.

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