BankThink

Trump Must Focus on Housing Reform, Starting with FHA

11/10/16

The historic election has presented an opportunity for a comprehensive overhaul of the housing finance system after eight years of gridlock.

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Women in Banking: Goldman's New Partners; America's Gender Divide

11/10/16

Goldman Sachs' latest class of partners includes 19 women, which is as high as that number has ever been; a Trump adviser says Janet Yellen isn't going anywhere, for now; and what the election taught us about the depth of the gender divide. Also, Thasunda Duckett, Margaret Keane and Christine Lagarde.

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Four Lessons as Rating Firms Look at Marketplace Lenders

11/10/16

The credit agencies played a role in the Great Recession, but marketplace lenders still need ratings oversight to make their businesses viable.

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Morning Scan: Let the Trump Bank-Policy Speculation Begin

11/10/16

Receiving Wide Coverage ...

Winner and losers: Small and medium-size banks are likely to be the biggest winners in a Donald Trump administration. Big banks? Not so much. "One thing investors can likely be confident in is that substantial deregulation is coming for smaller banks," the Wall Street Journal said. There is already a bipartisan consensus that smaller banks are overly burdened by Dodd-Frank regulations, while there are several proposals that would raise the threshold for...

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Trump Must Fix Bank Regulation If He Wants to Jump-Start Growth

11/09/16

The new administration and Republican-controlled Congress have a historic opportunity in 2017 to bring banking into the 21st century.

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Payments Disruption: You Ain't Seen Nothing Yet

11/09/16

Threats to the industry's control over payments were apparent before PayPal became popular. However, risks are even more visible and real today.

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'My Bank Will Survive' and Other Delusions

11/09/16

The only tactic for survival is brutal honesty. So let's accept the very real risk of disappearing and do the heavy lifting required to persevere.

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Morning Scan: President Trump; Companies Rethink Incentives for Salespeople

11/09/16

Breaking News This Morning ... Trump triumphs: Global financial markets dropped sharply in the initial reaction to Donald Trump's unexpected victory in the U.S. presidential race. Stocks in Asia and Europe dropped sharply, bond prices fell and the Mexican peso plunged, but gold prices jumped higher. The Republicans held onto their control of both houses of Congress. Wall Street Journal, Financial Times, New York Times Â...

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Why Big Banks Would Do Well to Spin Off Credit Cards

11/08/16

It is premature to say whether criticism of cross-selling and calls to break up the big banks will lead to action, but there is one area where a spinoff could actually be in the banks' interest.

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There Is No Cookie-Cutter Customer Experience

11/08/16

Making customer experience consistently good is a priority, but it's not enough. Great experiences in the future will be tailored to individual needs and preferences.

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