BankThink

Women in Banking: Unbiased Online Lending, SEC's Next Head

12/29/16

Online lenders could be opening doors for female entrepreneurs; the San Francisco Fed's Mary Daly talks about closing the gender gap in the research department; Barclays' UK diversity chief shares mentor-mentee relationship tips; Centric's Patti Husic creates a millennial advisory board. Carver Bancorp's former CEO is joining Citi's board and we take a look at Mary Jo White's possible successor. Plus, a look back at the year for Mary Mack, Carrie Tolstedt, Kathie Andrade and Nandita Bakhshi.

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What the CFPB 'Commission' Debate Is Really About

12/29/16

The industry doesn't want to attack the Consumer Financial Protection Bureau directly, but its push to reform the agency's leadership structure is a backdoor strike at the CFPB's very existence.

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Tellers Should Be the Focus of a Bank's Succession Plans

12/28/16

As the banking environment demands a different skill set for those operating leaner branch networks, institutions should look at tellers as a longer-term human resource with growth potential.

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Time to Adjust the Regulatory Diet: Fewer Rules, More Principles

12/27/16

With the change in administration and more friendly economic conditions, policymakers should consider greater balance between principles- and rules-based approaches.

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Fintech in 2017: Huge Risks But Also Breakthroughs

12/27/16

The new year will bring risk in marketplace lending, but progress will be made in micropayments platforms and regulators embracing innovators.

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Boost the Economy by Scrapping the GSEs

12/23/16

The case against Fannie Mae and Freddie Mac is stronger than the argument for their survival.

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A Whole Lot of Hurt in Auto Lending May Be Coming

12/23/16

The similarities between the mortgage crisis and subprime auto lending in 2016 are all too obvious, with constrained cash flows, defaults and investor losses all likely.

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Morning Scan: U.S. Sues Barclays Over Toxic Mortgages; Settles with Deutsche, Credit Suisse

12/23/16

Editor's note: Morning Scan will publish next on Jan. 3, 2017. Happy holidays from all of us at American Banker and SourceMedia. Receiving Wide Coverage ...

Off to court: Having failed to reach a settlement following its long-running investigation into the British bank's alleged role in selling toxic mortgage-backed securities, the U.S. Justice Department is suing Barclays PLC. "It is highly unusual for the Justice Department to sue a bank, rather than reaching a settlement," the Wall...

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Wells Scandal Ups Ante on Compliance Officer Accountability

12/22/16

At a time when individual accountability at corporations is mounting, here is how compliance officers can detect and prevent fraud occurrences within their own firms.

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Wells Fargo's Failure to Authenticate Led to Sham Accounts

12/22/16

Had Wells Fargo simply complied with regulatory guidelines on multifactor authentication across all channels, there would have been substantially less fraud.

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