BankThink

Time to cool it in multifamily? Watch the landlords, some lenders warn

03/03/17

Vacancies and rent-slashing have some banks worried that certain markets are overheating, but others say the decline in nonperforming loans is a sign the sector has never been healthier.

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How will stress tests change in the Trump era?

03/03/17

The recent decision by the Federal Reserve Board to exempt banks with less than $250 billion in assets from the qualitative aspects of the CCAR stress tests may be a sign of things to come, says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.

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Housing market could test new HUD secretary

03/03/17

Ben Carson is facing a turbulent housing market as he takes the reins of the Department of Housing and Urban Development, with mortgage rates rising, inventories tight and home prices higher.

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BBVA increases investment in U.K. digital bank Atom

03/03/17

The Spanish bank said it will continue to be Atom’s main strategic investor and keep two seats on its board.

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Bank marketing is bigger than just advertising

03/03/17

Customer outreach is far from the actual core function of bank marketers: producing bottom-line results.

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GOP switches tactics in 'war' against CFPB

03/03/17

Republicans have opened multiple fronts against the agency, undertaking separate efforts to cut its funding, roll back past and future rules, and make far broader changes.

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Lenders scramble to educate homebuyers about changing mortgage conditions

03/03/17

Simultaneous spikes in home prices and mortgage rates have put an unusual squeeze on borrowers' purchasing power and require lenders to be proactive about protecting their loan pipelines.

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American Banker Named Finalist in 3 Categories in 2017 Neal Awards

03/03/17

The awards recognize editorial excellence in business media.

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Banc of California to sell mortgage business to Caliber Home Loans

03/03/17

Caliber will also buy about $36 million of mortgage-servicing rights in a deal that is expected to close at the end of March.

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Dodd-Frank, Obamacare grew out of same faulty reasoning

03/03/17

The current partisan war over the Dodd-Frank Act is just one dispute in a broader ideological divide about the government’s role in industry.

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