BankThink

Why looks matter for 'top of wallet' credit cards

05/01/17

Whether it is the Chase Sapphire Reserve metal card, the American Express Clear Card or a PNC card with an orange core, the message is the same — design is a big part of making a top-of-wallet card.

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Financial inclusion starts with better data

05/01/17

Big data is a key for banks to better understand what financial products underbanked consumers and small businesses need.

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Behind the Swift hack; banks look for risk relief

05/01/17

Despite measures taken by the messaging service, banks are still responsible for their own cybersecurity; banks want easing of “operational risk” rules.

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Trump to meet Monday with 100-plus community bankers

04/30/17

President Trump is scheduled to meet with the top leadership of the Independent Community Bankers of America on Monday.

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First NBC fails in costliest collapse since 2010

04/28/17

State regulators shuttered $4.7 billion-asset First NBC Bank of New Orleans in what is expected to be the costliest failure since the tail end of the financial crisis.

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Behind the ouster of a community banking icon

04/28/17

Rusty Cloutier had been CEO of MidSouth Bancorp for 32 years. Energy-sector woes helped do him in.

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Payday lenders push for even friendlier rules in Oklahoma

04/28/17

An industry-backed bill that is headed to the desk of Gov. Mary Fallin is seen by critics as an effort to minimize the impact of a potential CFPB crackdown.

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New small-business credit score is byproduct of federal rule

04/28/17

The beneficial ownership regulation, meant to catch financial criminals, has produced data that is useful in making small-business loans, LexisNexis Risk Solutions says.

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More questions than answers in banks' 1Q results

04/28/17

Loan demand disappointed as optimism for economic growth under President Trump gave way to uncertainty over the prospects for regulatory relief and tax reform. Credit quality held up, but the retail and health care sectors have become potential trouble spots. Here’s a recap drawn from banks’ quarterly earnings calls.

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Laws to fast-track vacant home foreclosures slowly gain traction

04/28/17

Years after the worst of the housing crisis, states still dealing with high foreclosure activity are weighing laws to speed the process on vacant or abandoned properties.

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