BankThink

Nearing the $10B mark changes mindset at CenterState

08/14/17

Like many banks its size, CenterState in Florida may need to venture out of state to find a big enough acquisition to make additional compliance costs worthwhile.

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CFPB foes use well-worn consumer tactic against agency

08/14/17

Payday lenders and arbitration supporters are claiming the CFPB has met more often with consumer groups than industry, laying the groundwork for likely lawsuits on key rules.

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How credit unions cracked the code on HELOCs

08/14/17

Despite rising home prices and a market where many older homeowners are loath to sell, home equity line of credit lending remains muted in all but one corner of the industry: credit unions.

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With new version of iOS imminent, banks are already sprinting

08/14/17

When Apple or Google releases a new version of its operating system, banks are forced to respond by updating their mobile apps—running just to stay in place. Next month's release from Apple is especially challenging.

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Community banks stand to gain from blockchain — if they work together

08/14/17

Collaboration will help make up for cost concerns from adopting the technology and ensure that the core vendors get the message of community banks’ interest.

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CenterState to reach $10B in assets with two acquisitions

08/14/17

The Florida company will pay nearly $600 million to buy HCBF Holding and Sunshine Bancorp.

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Blame D.C. for decline of bank holding companies: KBW's Michaud

08/14/17

Two small banks recently announced plans to ditch their holding companies, but more could be on the way, says KBW CEO Tom Michaud. A big reason why is that regulators haven't gone far enough in "harmonizing their approach" to oversight, he said.

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Six myths about ILCs, corrected

08/14/17

As the interest of fintech firms in the banking system brings a focus on the industrial bank charter once again to Washington, it is necessary to dispel a few misconceptions.

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Wells faces lawsuits; Bitcoin tops $4,000

08/14/17

Bank accused of overcharging small-business credit card customers; is digital currency an investment vehicle ot just a currency?

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Bank buyers are afraid to load up on CRE, right? Wrong.

08/11/17

Lenders say they are eager to reduce their exposure to CRE, but an examination of recent deals shows just how hard that can be.

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