BankThink

Pressure is on Daryl Byrd to prove Iberiabank's value

12/28/17

The energy crisis, hurricane damage and merger costs have hampered earnings per share at the Louisiana bank, and its CEO has to clear those hurdles and convince investors steady growth is ahead.

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Banks offer guidance to homeowners seeking to prepay property taxes

12/28/17

They aren't creating new products, but some lenders are advising cash-strapped customers in high-tax states to tap home equity or other credit lines to prepay property taxes before the new tax law kicks in.

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Top bank tech trends for 2018

12/28/17

With so much uncertainty, the only thing that's clear is how different the sector may look a year from now. Here's an overview of the leading trends in technology that will impact banking in 2018.

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Dear Congress: Don’t drop the ball on reg relief

12/28/17

Legislation advanced by the Senate banking panel has a good shot at passage, as long as lawmakers remain focused on helping community banks — not Wall Street.

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CFPB says credit card debt is back at pre-recession level

12/27/17

Credit card debt hit $807 billion in the fourth quarter of 2016, with consumer balances on average exceeding $4,800, according to a report released by the Consumer Financial Protection Bureau.

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E-commerce, rebuilding disaster areas could drive CRE lending in 2018

12/27/17

Consumers’ desire to shop online is creating huge demand for distribution centers and forcing property owners to think creatively about redeveloping vacant retail space. Meanwhile, hundreds of billions of dollars will be spent rebuilding areas hard hit by hurricanes and wildfires.

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TD's innovation agenda: Experiments with Alexa, AI and augmented reality

12/27/17

TD Bank's new lab seeks to divine the future of banking.

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CFPB launches online tools for HMDA reporting

12/27/17

The Consumer Financial Protection Bureau on Wednesday launched a rate spread calculator and validation tool for financial companies reporting Home Mortgage Disclosure Act data starting Jan. 1.

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Customers Bancorp CEO Sidhu looks to reinvent his bank — again

12/27/17

The veteran banker wants to turn his Pennsylvania bank into a major business lender. But first he has to spin off the buzzy digital-only bank he helped build.

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Will Trump regulators trade lighter rulemaking for tougher enforcement?

12/27/17

Was the president’s recent tweet about enforcement measures against Wells Fargo an articulation of the administration’s approach for holding banks and executives accountable? Or is a tweet just a tweet?

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