BankThink

Banks Can Only Lose from Lobbying to Extend Crisis Program

02/27/12

Extending the law that provides unlimited deposit insurance on non-interest bearing demand deposits would send a signal that just maybe the industry is not fully healthy and still needs support.

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To Rescue Housing Cast a Wide Net

02/24/12

What's needed are some approaches from outside the industry or government. I'd rather hear Stephen Hawking's views on housing than Shaun Donovan's or Tim Geithner's

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So Long as Big Banks Can't Fail, Small Banks Need TAG

02/24/12

I wish that I could agree with Ms. Rehm's point of view on ending the Transaction Account Guarantee program because, if I could, it would signal the end of the very discriminating too-big-to-fail policies of our government.

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Even Small U.S. Banks May Feel the Sovereign Debt Pain

02/23/12

In this interconnected world, your customer in Kansas City could be affected if its revenue sources depend on one or more customers with significant European exposure.

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Can ING Direct Continue to Thrive Under Cap One?

02/23/12

I remember ING Direct CEO Arkadi Kuhlmann explaining that he hired dancers and artists and other "creative" people. Will ING Direct be worth what Capitol One paid for it when it is run by bankers?

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Why Congress May Overcome Gridlock and Reform GSEs in 2012

02/22/12

The inclination of Congress is to take a pass on the issue of GSE reform until after the election. The problem is that the Treasury support expires in December.

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AG Settlement Gives OCC Foreclosure Reviews New Urgency

02/21/12

Joseph Smith, the appointed monitor for the state attorneys general settlement, should start coordinating with the OCC and Fed on their foreclosure abuse agreements now.

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Proprietary Trading Puts Banks at Serious Risk

02/20/12

I can name at least four institutions that effectively "went under" and required taxpayer support because of prop trades gone bad.

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The $26 Billion Settlement is More Than Fair to Borrowers

02/20/12

Is the right way to hold banks accountable for servicing errors to require them to disgorge funds to borrowers who themselves may have been equally complicit in the process of helping to create mortgage fraud?

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Who's to Blame for the Crisis? The Consumer

02/20/12

The prevailing political narrative blames banks. But the nostrums being promoted are fairer: they'll actually punish consumers more than banks.

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