BankThink

Physician niche just what doctor ordered for this small bank

02/01/19

Community banks generally make digital a consumer play, but TransPecos Bank, with its BankMD brand, is focusing on doctor practices, which tend to weather economic downturns well.

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Simple’s new CEO brings Amazon chops to banking

02/01/19

Among David Hijirida's lessons learned at the online giant: Companies are often so focused on competitors that they neglect their own customers.

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Auto lenders upbeat amid fears credit cycle will sputter

02/01/19

Executives from Ally Financial and Santander Consumer USA gave rosy outlooks this week about 2019 consumer trends, while other banks that rely less heavily on car lending offered more cautious appraisals.

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6 ways Super Bowl LIII is changing the payments game

02/01/19

Game day is a big day not just for athletes — anyone who sells pizza, chicken wings and beer will also win big if they have the capacity to handle all of the orders that come in. Many are turning to mobile and online technology to increase sales and remove friction from the payment process.

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Crapo shakes up GSE reform with housing finance plan of his own

02/01/19

The Senate Banking Committee chairman released an outline for overhauling the U.S. housing finance system more than 10 years after the government put Fannie Mae and Freddie Mac into conservatorship.

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Changes to capital rules should be part of GSE overhaul

02/01/19

As policymakers consider administrative reforms to Fannie and Freddie, they must address the problem of capital arbitrage to avoid overleveraging the mortgage system.

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Union Bankshares to rebrand following wave of acquisitions

02/01/19

The Virginia company, which recently bought Access National, will become Atlantic Union Bank later this year.

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EU charges 8 banks with price fixing; FBI, police foil bank moles

02/01/19

The European Commission says eight unnamed banks operated as a cartel in the €7 trillion eurozone government bond market; authorities detected a 150-foot tunnel leading to a JPMorgan Chase branch in Florida.

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'Can it be that these people take themselves seriously?': Comments of the week

02/01/19

Readers weigh in on calls that regulators consider the financial risks from climate change, respond to Trump administration plans to overhaul the housing finance system, consider GOP strategy on the House Financial Services Committee and more.

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It’s a platform planet. Can banks adapt to it?

02/01/19

Thanks to big tech companies, the business world is moving to third-party platforms, or online marketplaces where sellers pull buyers' products off digital shelves. A growing number of financial institutions — including BBVA, Citi and community banks like Eastern — say they can't afford to sit out the trend.

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