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Identity theft, the use of another’s personal information for fraud or deceit, is unfortunately a widespread problem.  And a significant number of bankruptcies involve identity theft as well.  Examples include the filing of bankruptcy with another’s name or listing another person who is in bankruptcy on a deed to avoid foreclosure. Often, identity thieves want [...]

If the trustee is not recommending approval, there has to be some kind of modification or correction made.  For example, the debtor might have to provide additional information to the trustee to satisfy the trustee that the debtor is paying all their available money per month.  Also, the trustee might want certain amendments to the [...]

Bankruptcy is a tough thing to do.  For many people, it’s a mental thing to do.  But, what I found is most people, once they go through the process, they will tell me, “I wish I had done it sooner.  I wish I didn’t wait 2-1/2 years to make this fresh start transition.  I wish [...]

Chapter 7 bankruptcy cases come in many varieties.  The most difficult chapter 7 bankruptcy case is one where a person has credit card debt that they do not have the ability to repay.  For many years, they might have incurred debt on the credit cards, and they may have been paying the minimum payments for [...]

In each of the following mistakes, ask yourself whether you think a receptionist, delivery person, or cleaning crew could get their hands on your confidential legal documents. I think you’ll agree that any one of these mistakes could result in your Social Security Number and other secret information falling into the hands of someone who [...]