So, I’m sitting in my office discussing a prospective client’s financial situation and it is, indeed, grim. So, the prospective client blurts out that, “it looks like I can’t afford bankruptcy.”
Often, the final trigger leading a client to call me is getting suedfor a credit card. Fear !! Scarlet Letters!! Branded For Life!! The suit can be a good thing. You have defenses, and now you start planning for your financial fresh start instead of being hunkered down in your sweat box. Even though there’s not enough money for a bankruptcy filing just yet.