Regulatory reform

Cheat sheet: Powell's key banking positions

11/05/17

During his time as Fed governor, Chair-designate Jerome Powell has outlined his views on a host of bank regulatory matters, including the need for regulatory relief, the push for housing finance reform, blockchain and much more.

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Trump team targets special 'QM' status for GSEs

11/03/17

Growth in loans with higher debt-to-income ratios is reviving focus on a regulatory exemption for Fannie Mae, Freddie Mac and other federal agencies that back mortgages.

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Moderate Dems try to salvage reg relief after Brown rejects GOP plan

11/01/17

Discussions on a regulatory relief package between the top Democrat and Republican on the Senate Banking Committee broke down late Tuesday, but members from both parties remain hopeful they can reach a bipartisan deal.

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Powell as Fed chair? Five things bankers should know

10/30/17

If President Trump picks Federal Reserve Board Gov. Jerome Powell as its next chair, it may represent the best of all worlds for bankers — a policymaker who will continue the central bank's monetary policy but be open to regulatory changes.

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Can Congress agree on 'systemic' bank label change?

10/27/17

Momentum is building to replace the hard-target $50 billion asset systemic risk threshold for banks with an indicator test, but it remains unclear whether it will be enough to get Congress to act.

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Regional bank execs urge Senate to raise SIFI limit

10/23/17

Top executives at nineteen regional banks sent a letter to the Senate Banking Committee endorsing a bill that would change the systemically important financial institution threshold from $50 billion in assets to an indicator test.

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We need more than half-measures to right-size regulation

10/18/17

Recent regulatory reform activity is a step in the right direction, but the changes envisioned in both a Treasury Department report and a suite of House bills are a mixed bag.

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A significant hike of the SIFI threshold is coming, Cohn predicts

10/16/17

Senate lawmakers will soon introduce a bill that could more than quadruple the current $50 billion threshold to be considered a systemically important bank, a top Trump administration official said Monday.

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House panel approves bill to raise SIFI threshold, 20 other relief measures

10/12/17

The bills were individual pieces of the larger Financial Choice Act, including measures to raise the systemic threshold for banks and raise the threshold for banks subject to CFPB supervision.

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Regionals hopeful over bipartisan Senate bill to raise SIFI level

09/28/17

Under the bill, regional banks may eventually be able to shed the systemically important financial institution designation that subjects those with more than $50 billion in assets to tougher regulatory requirements.

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